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Mortgage Services
We can help you obtain your mortgage quickly and effectively. We can help you with pre-approvals, first time purchases, refinancing and more.
Debt Consolidation
Is debt consolidation the financial solution you need? Contact us and we can help you evaluate your options.
Secured Credit Card
An easy way to establish or improve your credit is by using a secured credit card. We'll help you build your credit so you can move on with your financial future.
Bankruptcy Questions
Are you facing bankruptcy? Speak to one of our experts for advice and guidance. We would be happy to assist you.
Payment Processing
Do you own or manage a business? Are you in need of a payment processing solution? We have teamed up with Payfirma to assist you with all of your payment processing needs.
Insurance
We offer all types of insurance: home, life, disability, car and health. Apply for insurance with us! Get in touch with one of your agents, and we'll quickly find the solution you require.
Looking for financing? Here are some reasons why you should choose Mortgages Canada
- Zero service costs
- Volume pricing allows us to provide greater discounts than our competitors
- We have specialists for each type of mortgage product offered
- All of our reps adhere to a strict code of ethics put forth by the Canadian Association of Accredited Mortgage Professionals
- Simple loan application – minimal paperwork
- All of our reps are fully licensed professionals approved through their respective boards
- We have over 50 lenders at our disposal, and $50M in private money
- We pull your credit report once and share it with all our lenders, unlike banks where each individually pulls your credit report
About Mortgages Canada
Mortgages Canada is a national mortgage brokerage firm. Mortgages Canada can assist you with all of your financial needs – from mortgages to payment processing, debt consolidation and secured credit cards, we are ready to help. We are the best alternative to your local bank because our national presence gives us access to more lenders, better financial products, and better rates.
The Application Process
Mortgages Canada believes in transparency. We understand how important mortgage loans are to our clients, and we are committed to provide our clients with the clarity and information they expect. After you submit your application, a mortgage agent will contact you and get your file started. Read more…
Mortgages Canada In The Press
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We strive for excellence in customer satisfaction and you can expect nothing less when you choose Mortgages Canada:
With us, you will receive:
- A competitive rate on your First Mortgage, Second Mortgage or Home Equity Loan
- Personal, one-on-one help from a mortgage specialist who will take the time to assess your particular needs and wants.
- A review of all your financial options to find the mortgage that’s “made for you.”
- Choose from a fixed rate, variable rate, blended rate or mixed rate mortgages.
- Personalized, one-on-one service.
- Strategies on how to improve your current mortgage situation.
- Up-to-date information about our proven, money-saving mortgage solutions.
Our financial network can offer all types of Mortgages!
Take 5 minutes now towards home ownership!
Five minutes or less – that’s all it takes to complete the Pre-Approval Form. A Mortgages Canada representative will be in touch within 24 hours to review your application. Our mortgage specialists are here to help you achieve your dream of home ownership, so don’t be shy to ask any question at any time.
New Purchases
Whether it’s your first house or your 5th, you can count on Mortgages Canada to be there for all your financing needs. With a variety of products – from fixed mortgages, variable-rate mortgages, 2nd mortgages, open and closed rates, home equity lines of credit or even equity line visa cards – we always have a workable, cost-efficient option for every financial situation. We understand that a new purchase can be a complicated process and will educate you to help you make a more informed decision that best suits YOUR needs, and NOT those of the lender. Call us now or use our secured online Application Form and find out how easy purchasing your first home can be.
Refinancing Options
There hasn’t been a better time to refinance your debts than now. Mortgage rates are still at historical lows and you can use this to your advantage. Combine your monthly credit card debts, personal debts and loans into your mortgage payment with interest rates below 4%. Save thousands of dollars in interest – all it takes is one quick call. You can also use the money to put your children through college or university, start a new business or even to take a well-deserved vacation. With our great customer service and knowledgeable professionals, you’ll likely get the money you need when you need it.
Our Rates
A better mortgage interest rate could save you thousands of dollars and would mean less financial stress. We’re able to deal in volume (we have many specialists on call closing numerous transactions), so we find the best rate, and then get it even lower with our volume discount. Compare our home mortgage rates with the best mortgage rates from Canada’s top banks, brokers and credit unions. Bottom line: We could literally save you thousands on your mortgage!
Second Mortgages
Second mortgages are obtained for a variety of reasons: (1) If you don’t qualify to refinance your current mortgage, (2) If your penalty cost to break your existing mortgage is too high, or (3) If you have a low interest rate on your current mortgage. If you fall into any one of these categories, then you would likely apply for a second mortgage instead of refinancing. Second mortgages, however, do have interest rates higher than those of a first mortgage because they are in a “second position” against the home and represent a higher risk for the lender.
Learning Center
Mortgages Canada is dedicated to helping you find the information, tools and documents you require to attain your mortgage or satisfy your loan payment needs. With continuously expanding and improving resources, Mortgages Canada is prepared to provide our customers with the best mortgage resources on the internet – all from one location!
Mortgage Calculators
On your journey to find not only the perfect home but the right mortgage for your personal situation, it’s always good to have an understanding of how much your monthly mortgage payments will be and what’s realistic for your budget. Our quick and easy Mortgage Calculator will give you all the answers you need.
