September 14th, 2009
Closed Mortgage Rates
| Lender |
6mnth |
1yr |
2yr |
3 yr |
4yr |
5yr |
6yr |
7yr |
10 yr |
| AGF |
4.99% |
4.99% |
4.60% |
4.75% |
4.95% |
5.35% |
|
|
|
| Alterna |
4.50% |
3.65% |
3.95% |
3.95% |
3.95% |
3.95% |
|
5.75% |
6.15% |
| Assiniboine |
4.75 |
3.09 |
3.39 |
3.59 |
3.79 |
3.99 |
|
|
|
| Assumption Life |
|
3.9 |
4.05 |
4.15 |
4.85 |
5.25 |
|
6.6 |
6.75 |
| ATB Financial |
4.75% |
3.90% |
4.05% |
4.15% |
4.84% |
3.95% |
|
6.60% |
|
| President Choice |
|
|
3 |
3.39 |
3.74 |
3.84 |
4.47 |
5.1 |
5.2 |
| Bankwest |
|
6.55% |
5.39% |
5.79% |
6.19% |
6.59% |
|
|
|
| Bridge Water Bank |
|
5.99 |
5.75 |
4.09 |
|
3.99 |
|
|
6.89 |
| Cambrian CU |
2.79% |
2.99% |
3.29% |
3.49% |
3.69% |
3.89% |
|
|
|
| Comtech Credit Union |
6.60% |
3.59% |
3.99% |
3.05% |
3.99% |
3.99% |
|
|
|
| Concentra Financial |
4.80% |
4.40% |
4.55% |
4.75% |
4.95% |
5.25% |
|
|
|
| Canadian Western |
|
3.90% |
4.05% |
4.15% |
4.84% |
5.25% |
|
|
|
| Desjardins |
3.95% |
3.95% |
4.05% |
4.15% |
4.85% |
5.25% |
|
6.70% |
6.75% |
| Duca |
0.50% |
0.50% |
0.15% |
0.25% |
0.10% |
0.25% |
|
|
|
| Effort Trust |
4.45% |
4.60% |
4.75% |
4.75% |
4.80% |
5.20% |
|
|
|
| First National |
|
2.90% |
3.05% |
3.15% |
3.79% |
3.89% |
5.10% |
5.50% |
5.50% |
| First Ontario CU |
|
Closed |
- |
4.55% |
3.40% |
4.00% |
|
4.10% |
|
| HSBC |
5.20% |
4.50% |
3.33% |
3.75% |
- |
2.75% |
|
7.00% |
7.15% |
| ICICI |
|
4.25% |
4.75% |
4.99% |
4.99% |
4.99% |
|
|
|
| Italian CS |
|
n/a |
n/a |
n/a |
n/a |
3.94 |
|
|
|
| ING Direct |
|
3.39% |
3.59% |
3.59% |
3.79% |
3.84% |
|
5.15% |
5.25% |
| Key Savings CU |
4.75% |
3.49% |
4.05% |
3.99% |
4.84% |
|
|
|
|
| Libro |
4.75% |
3.90% |
4.05% |
4.15% |
4.55% |
4.60% |
|
5.50% |
|
| London Life |
4.750 * |
3.900 * |
4.050 * |
4.150 * |
4.840 * |
5.250 * |
|
6.600 * |
6.750 * |
| League Savings |
4.75 |
3.9 |
4.05 |
4.15 |
4.84 |
5.25 |
|
|
|
| Mackenzie |
3.20% |
3.45% |
3.95% |
4.00% |
4.20% |
4.40% |
|
|
|
| Manulife Bank |
4.75% |
3.50% |
3.90% |
3.90% |
3.90% |
3.90% |
|
5.75% |
0.60% |
| MCAP |
4.75% |
3.90% |
4.05% |
4.15% |
4.84% |
5.25% |
|
6.60% |
6.75% |
| My Credit Union |
6.00% |
4.15% |
4.40% |
4.05% |
4.69% |
3.95% |
|
|
|
| NBC |
3.9 |
3.9 |
4.05 |
4.15 |
4.85 |
5.25 |
6 |
6.6 |
6.75 |
| Pace Credit Union |
5.05% |
4.50% |
4.80% |
4.75% |
5.45% |
5.35% |
|
|
|
| Parama Credit Union |
|
3.50% |
4.00% |
4.15% |
4.25% |
4.60% |
|
|
|
| Peace Hills Trust |
6.00% |
5.00% |
4.50% |
4.50% |
4.95% |
5.25% |
|
|
|
| Scotia Bank |
|
4.90% |
4.50% |
5.25%3 |
3.25%4 |
5.25% |
|
6.70% |
|
| Steinbach CU |
|
3.00% |
3.30% |
3.50% |
3.70% |
3.90% |
|
|
|
| So-Use Credit Union |
6.30% |
3.20% |
4.00% |
4.25% |
4.25% |
4.25% |
|
|
|
| TD Canada Trust |
|
3.90% |
4.05% |
4.15% |
4.84% |
|
6.10% |
6.60% |
6.70% |
| Windsor Family CU |
5.05% |
4.20% |
4.80% |
4.95% |
5.15% |
5.45% |
|
6.80% |
|
| Bank of Montreal |
|
3.90% |
4.05% |
4.15% |
4.84% |
5.25% |
6.30% |
6.60% |
6.75% |
| First Calgary |
4.75% |
3.49% |
4.05% |
3.99% |
4.84% |
3.99% |
|
|
|
| CIBC |
4.75 |
3.9 |
4.05 |
4.15 |
4.84 |
5.25 |
|
6.5 |
6.6 |
| Citizens Bank |
|
4.75% |
4.99% |
4.99% |
4.65% |
4.25% |
4.99% |
6.35% |
|
| Coast Capital Savings |
|
3.25% |
|
|
|
3.85% |
|
|
|
| Credit Union Atlantic |
5.05% |
3.90% |
4.05% |
4.15% |
4.84% |
5.25% |
|
|
|
| Laurentian Bank |
7 |
|
|
|
|
|
|
|
|
| CT Financial |
|
4.50% |
4.25% |
4.25% |
4.25% |
4.25% |
|
6.35% |
6.55% |
| North Shore CU |
4.75% |
3.90% |
4.05% |
4.15% |
4.84% |
5.25% |
|
6.60% |
6.75% |
| Prospera |
4.75% |
3.90% |
4.05% |
4.15% |
4.85% |
3.69% |
|
3.95% |
|
| Westminister |
|
3.00% |
3.25% |
3.30% |
3.80% |
3.89% |
|
5.85% |
6.45% |
Open and Variable Mortgage Rates
| Lender |
6mnt open |
1yr open |
5yr variable |
variable |
| Virtual One CU |
|
5.99% |
|
|
| Alterna |
6.55% |
6.95% |
|
|
| Assiniboine |
6.55 |
7 |
3 |
|
| ATB |
6.55% |
6.55% |
|
|
| President Choice |
|
|
3.05 |
|
| Comtech Credit Union |
8.40% |
9.00% |
|
|
| Concentra Financial |
7.30% |
3.05% |
|
|
| Canada West Bank |
6.60% |
6.95% |
3.75% |
|
| Desjardins |
6.55% |
6.55% |
|
3.75% |
| DUCA |
|
0.35% |
0.35% |
|
| Effort Trust |
6.55% |
6.90% |
|
|
| Equitable Trust |
- |
4.9 |
|
- |
| First Ontario CU |
4.00% |
Open |
54 months |
|
| HSBC |
APR * |
3.25% |
5.20% |
|
| ING Direct |
|
|
2.95% |
|
| Key Savings CU |
6.55% |
7.00% |
|
3.25% |
| Lambton Financial |
|
3.95% |
|
2.80% |
| Libro |
5.70% |
|
|
3.25% |
| London Life |
6.550 * |
7.000 * |
|
|
| League Savings |
6.6 |
|
|
|
| Mackenzie Financial |
3.75% |
|
|
|
| Mcap |
|
7.00% |
|
3.05% |
| NBC |
7 |
7.25 |
|
3.25 |
| Pace Credit Union |
7.00% |
7.30% |
|
|
| Parama |
|
|
|
3.25% |
| Scotia Bank |
6.60% |
6.95% |
3.05% |
|
| Steinbach Credit Union |
2.90% |
|
|
|
| So-Use Credit Union |
|
8.55% |
|
|
| TD Canada Trust |
|
6.55% |
3.05% |
|
| Bank of Montreal |
6.55% |
7.00% |
|
|
| First Calgary |
6.55% |
7.00% |
|
|
| CIBC |
6.8 |
7 |
3.25 |
|
| Citizens Bank |
|
|
3.50% |
|
| Credit Union Atlantic |
6.85% |
7.30% |
|
|
| Laurentian Bank |
3.19 |
3.99 |
|
|
| Canadian Tire Financial |
7.70% |
|
|
3.25% |
| North Shore CCU |
6.55% |
7.00% |
|
|
| Prospera |
6.55% |
6.55% |
|
|
| Westminister Savings |
6.55% |
7.00% |
|
3.05% |
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